Cheapest and most expensive ZIP codes by state
Pick a state to see its most affordable and priciest ZIP codes by typical home value (Zillow ZHVI).
| State | ZIPs | Lowest | Highest |
|---|---|---|---|
| Alabama | 510 | $36,360 (Prichard) | $913,628 (Mountain Brook) |
| Alaska | 50 | $202,391 (Salcha) | $727,798 (Anchorage) |
| Arizona | 300 | $118,144 (Dolan Springs) | $3,339,008 (Paradise Valley) |
| Arkansas | 305 | $36,674 (Helena - West Helena) | $564,781 (Cave Springs) |
| California | 1543 | $64,580 (Trona) | $8,728,582 (Atherton) |
| Colorado | 416 | $104,903 (Las Animas) | $5,731,248 (Woody Creek) |
| Connecticut | 258 | $111,410 (Hartford) | $2,701,330 (Greenwich) |
| Delaware | 59 | $178,383 (Wilmington) | $1,220,319 (Fenwick Island) |
| District of Columbia | 22 | $225,024 (Washington) | $1,355,977 (Washington) |
| Florida | 924 | $88,117 (Lake Wales) | $6,993,067 (Miami Beach) |
| Georgia | 664 | $69,401 (Augusta) | $4,493,684 (Sea Island) |
| Hawaii | 78 | $287,617 (Pahoa) | $2,305,796 (Hanalei) |
| Idaho | 203 | $199,757 (Pierce) | $1,581,037 (Ketchum) |
| Illinois | 1084 | $32,264 (East Saint Louis) | $2,109,560 (Kenilworth) |
| Indiana | 698 | $57,429 (Gary) | $696,422 (Zionsville) |
| Iowa | 824 | $70,615 (Rolfe) | $605,442 (Cumming) |
| Kansas | 515 | $59,493 (Topeka) | $813,476 (Leawood) |
| Kentucky | 597 | $39,579 (McRoberts) | $757,562 (Lexington) |
| Louisiana | 345 | $30,619 (Shreveport) | $525,205 (New Orleans) |
| Maine | 311 | $125,458 (Limestone) | $981,399 (Cumberland) |
| Maryland | 423 | $65,619 (Baltimore) | $3,109,792 (Gibson Island) |
| Massachusetts | 484 | $132,920 (Springfield) | $3,281,260 (Boston) |
| Michigan | 891 | $29,189 (Flint) | $1,333,802 (Maple City) |
| Minnesota | 715 | $82,294 (Elmore) | $1,028,566 (Woodland) |
| Mississippi | 343 | $41,608 (Jackson) | $418,632 (Madison) |
| Missouri | 759 | $36,191 (Saint Louis) | $1,303,467 (Ladue) |
| Montana | 231 | $121,964 (Fallon) | $1,918,284 (Big Sky) |
| Nebraska | 450 | $71,268 (Oakdale) | $741,634 (Walton) |
| Nevada | 133 | $111,870 (Hawthorne) | $3,440,216 (Glenbrook) |
| New Hampshire | 231 | $183,715 (Berlin) | $2,908,319 (Rye Beach) |
| New Jersey | 547 | $131,951 (Camden) | $4,522,359 (Deal) |
| New Mexico | 153 | $78,223 (Tucumcari) | $1,098,763 (Santa Fe) |
| New York | 1561 | $54,164 (Newton Falls) | $6,830,656 (Sagaponack) |
| North Carolina | 719 | $50,408 (Lewiston Woodville) | $1,751,717 (Wrightsville Beach) |
| North Dakota | 112 | $91,743 (Drake) | $514,482 (Baldwin) |
| Ohio | 1024 | $35,435 (Youngstown) | $782,394 (Terrace Park) |
| Oklahoma | 499 | $48,073 (Hollis) | $651,261 (Oklahoma City) |
| Oregon | 339 | $151,267 (Christmas Valley) | $1,108,477 (Lake Oswego) |
| Pennsylvania | 1362 | $39,514 (Girardville) | $1,625,035 (Gladwyne) |
| Rhode Island | 69 | $381,629 (Central Falls) | $1,826,946 (New Shoreham) |
| South Carolina | 359 | $66,266 (Allendale) | $4,558,273 (Sullivans Island) |
| South Dakota | 146 | $103,799 (McLaughlin) | $621,264 (Deadwood) |
| Tennessee | 587 | $53,593 (Nunnelly) | $1,295,361 (College Grove) |
| Texas | 1512 | $48,565 (Morton) | $2,125,576 (Highland Park) |
| Utah | 186 | $216,084 (Panguitch) | $2,197,763 (Park City) |
| Vermont | 229 | $220,704 (Lunenburg) | $1,032,938 (Stowe) |
| Virginia | 757 | $42,989 (Dante) | $1,674,485 (Great Falls) |
| Washington | 485 | $181,868 (Wauconda) | $4,475,600 (Medina) |
| West Virginia | 479 | $31,749 (War) | $505,394 (Shenandoah Junction) |
| Wisconsin | 679 | $92,447 (Milwaukee) | $789,830 (Madison) |
| Wyoming | 95 | $42,432 (Midwest) | $3,750,095 (Wilson) |
How to use these ZIP rankings
A statewide average hides a lot. In most states the priciest ZIP code is worth several times the cheapest, so where you buy can matter more than when you buy. These pages rank every ZIP code that has its own Zillow Home Value Index series, using the mid-tier value: the typical home in the middle of that ZIP's market, not the cheapest listing.
Use the lists to build a shortlist, then check each ZIP before you commit. A low typical value can reflect small, older homes, a long commute or a weak job market, and it does not include property tax, insurance or HOA dues, which can change your monthly payment a lot.
Turning a ZIP value into a savings goal
Multiply the typical value by your down payment percentage: 3% or 3.5% for many conventional and FHA loans, 0% for VA and USDA loans if you qualify, 20% to avoid mortgage insurance. Then add 2% to 5% for closing costs. Our how long to save calculator turns that number into a timeline, and first-time buyer programs may cover part of it.
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