Cheapest and most expensive ZIP codes in Ohio
Typical home values for 1024 Ohio ZIP codes with Zillow data (2026-09). Click a ZIP for its price trend and market stats.
10 most affordable ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 44506 | Youngstown | Mahoning County | $35,435 | +5.1% |
| 44507 | Youngstown | Mahoning County | $41,342 | +5.1% |
| 44510 | Youngstown | Mahoning County | $51,457 | +1.3% |
| 44127 | Cleveland | Cuyahoga County | $54,112 | +2.6% |
| 44502 | Youngstown | Mahoning County | $54,428 | +2.2% |
| 43608 | Toledo | Lucas County | $54,526 | +0.9% |
| 43610 | Toledo | Lucas County | $59,965 | -5.4% |
| 43605 | Toledo | Lucas County | $65,453 | -1.6% |
| 44003 | Andover | Ashtabula County | $66,024 | -7.3% |
| 43604 | Toledo | Lucas County | $69,679 | -4.8% |
10 most expensive ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 45174 | Terrace Park | Hamilton County | $782,394 | +2.7% |
| 45243 | Madeira | Hamilton County | $738,973 | +1.4% |
| 44040 | Gates Mills | Cuyahoga County | $733,928 | +2.4% |
| 43021 | Galena | Delaware County | $649,522 | +0.9% |
| 45208 | Cincinnati | Hamilton County | $620,603 | +2.1% |
| 44022 | Chagrin Falls | Cuyahoga County | $619,798 | +3.8% |
| 45249 | Sixteen Mile Stand | Hamilton County | $584,649 | -0.1% |
| 43017 | Dublin | Franklin County | $577,761 | +1.1% |
| 43054 | New Albany | Franklin County | $571,342 | +0.3% |
| 43082 | Westerville | Delaware County | $551,836 | +1.2% |
What these numbers mean for Ohio buyers
The most expensive Ohio ZIP code in this list has a typical home value 22.1 times the cheapest. The middle ZIP code is at $222,518. 606 of 1024 ZIP codes are below the statewide typical value of $245,982.
Over the last six months, typical values rose in 843 of 1024 ZIP codes and fell or held steady in 181.
Down payment at different price points
At the cheapest ZIP's typical value, a 3.5% down payment is $1,240 and 20% is $7,087. At the middle ZIP's value, the same down payments are $7,788 and $44,504. Add roughly 2% to 5% for closing costs.
Before you choose a ZIP code, compare Ohio property and transfer taxes and check Ohio first-time buyer programs, which can lower the cash you need.
Source: Zillow Home Value Index (ZHVI), mid-tier, by ZIP. ZIPs without their own Zillow series are excluded. 6-month change = last six monthly readings.
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