Electricity rates by ZIP code and state

Find what homes near you pay for electricity, using the U.S. Energy Information Administration's monthly utility data for August 2026. Enter a ZIP to see your utility's rate, its trend and an estimated monthly bill.

Electricity rates by state, August 2026

Average residential and commercial prices in all 51 states and D.C., ranked from highest to lowest residential rate, with the typical home's monthly use and bill over the last 12 months.

How electricity fits into the cost of owning a home

Lenders look at principal, interest, property tax and insurance when they decide what you can borrow. Utilities are not part of that math, but you pay them every month from the same budget. For many households electricity is the largest utility bill, and it moves with the seasons: air conditioning pushes summer use up in the South, and electric heat does the same in winter in many northern homes.

Before you buy, look up the rate for the ZIP you are considering, then multiply by a realistic monthly use. A larger home, an older heating system or an all-electric house will use more than the average. Ask the seller or the utility for the past 12 months of bills, which many utilities will provide for an address.

What the numbers mean

Each rate here is an average price: what a utility's customers paid in total, divided by the kilowatt-hours they used that month. That includes fixed customer charges and delivery costs, which is why it is a fair way to compare places. Your own price can be higher or lower depending on tiers, time-of-use plans and how much you use.

In states with retail choice, such as Texas, Pennsylvania, Ohio and Illinois, the local utility may only deliver the power while a separate supplier sells it. For those ZIPs we tell you so and use the state average, which combines both parts.

Sources: U.S. Energy Information Administration (EIA), Form EIA-861M monthly sales and revenue (state and utility data, latest month August 2026; EIA marks recent months preliminary and may revise them); ZIP-to-utility map: OpenEI, U.S. Electric Utility Companies and Rates: Look-up by Zip Code (2024), CC BY 4.0. Rates are average revenue per kWh (total bill divided by kWh sold), so they include fixed and delivery charges. EIA posts each month about eight weeks after it ends; this page checks for new data every morning.