Affiliate and advertising disclosure
How DownPayment Desk makes money, and how we label affiliate links.
Affiliate links on this site
Some pages include affiliate links to Mortgage Research Center, a lender network. When you click one of those links and later apply or get a loan through that partner, we may earn a commission. The commission is paid by the partner, not by you.
Some pages include affiliate links to WalletHub (via Commission Junction) for credit scores, credit monitoring and identity protection. Those WalletHub offers are for US readers. When you click one of those links and later subscribe through that partner, we may earn a commission. The commission is paid by the partner, not by you.
Some pages also include Amazon Associates text links (tag jrghouseofip-20). Those go directly to Amazon. When you click one and later buy, we may earn a commission from Amazon at no extra cost to you.
Each affiliate link is marked right next to it with the words "Affiliate link. We may earn a commission." We do not hide affiliate links inside ordinary text or buttons. We do not put Amazon links in emails or newsletters.
Pages with affiliate links show a short line near the top. Pages with Amazon links also include:
Some links are affiliate links. We may earn a commission from partners at no extra cost to you.
As an Amazon Associate I earn from qualifying purchases.
Outbound partner links
Lender and similar partner links leave this site through /go/… redirects so we can count clicks anonymously (partner and day only; no cookies, IPs or other personal data). Those paths are blocked from search indexing. Amazon Associates links go directly to Amazon with our associate tag; a tiny same-origin navigator.sendBeacon to /api/amazon-click counts those clicks in the same anonymous KV counters (no redirect).
It costs you nothing extra
A commission is paid by the company, not by you. You pay the same price whether or not you use our link.
Rankings and recommendations are not paid
Our rankings, calculators, rates and recommendations come from public data and our own methods. No company can pay to change a ranking, a result or what we recommend, and a commission will never decide what we include.
Questions
See our privacy policy and terms.
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