30Y Mortgage7.24% Gold$3,919.8 Silver$49.59 Platinum$1,422 Palladium$955 BRK.B$556.11 ▲2.51%JPM$340.58 ▲1.05%LLY$1,410.99 ▼0.46%V$425.51 ▲2.88%WMT$127.69 ▲3.38%ORCL$119.22 ▼8.76%MA$658.10 ▲3.15%XOM$179.67 ▼4.05%JNJ$270.56 ▼0.97%TSM$398.63 ▼1.85%BTC$77,615 ▲1.04%ETH$2,284.33 ▲1.60%BNB$696.69 ▲0.11%XRP$1.27 ▲2.02%SOL$93.2 ▲1.80%TRX$0.32 ▲2.09%ZEC$1,203.82 ▲4.51%HYPE$85.17 ▲1.88%XMR$629 ▲3.69%DOGE$0.08 ▲1.76%30Y Mortgage7.24% Gold$3,919.8 Silver$49.59 Platinum$1,422 Palladium$955 BRK.B$556.11 ▲2.51%JPM$340.58 ▲1.05%LLY$1,410.99 ▼0.46%V$425.51 ▲2.88%WMT$127.69 ▲3.38%ORCL$119.22 ▼8.76%MA$658.10 ▲3.15%XOM$179.67 ▼4.05%JNJ$270.56 ▼0.97%TSM$398.63 ▼1.85%BTC$77,615 ▲1.04%ETH$2,284.33 ▲1.60%BNB$696.69 ▲0.11%XRP$1.27 ▲2.02%SOL$93.2 ▲1.80%TRX$0.32 ▲2.09%ZEC$1,203.82 ▲4.51%HYPE$85.17 ▲1.88%XMR$629 ▲3.69%DOGE$0.08 ▲1.76%

Rates & economy

Some links are affiliate links; we may earn a commission at no extra cost to you. As an Amazon Associate I earn from qualifying purchases.

Updated 11/3/2026, 2:14:40 PM CT

Live mortgage rates and housing data for home buyers watching the market: 30- and 15-year averages, home prices, inflation and the Fed rate.

Mortgage rates (Freddie Mac, weekly on Thursdays): as of 2026-10-29
Economic data (FRED, when each source releases): latest 2026-10-01

30-yr fixed mortgage (%)
7.24
▼ 1.09% as of 2026-10-29
15-yr fixed mortgage (%)
6.6
▼ 1.20% as of 2026-10-29
Fed funds rate (%)
3.88
▲ 3.47% as of 2026-10-01
CPI (index)
336.298
▲ 0.65% as of 2026-09-01
Unemployment (%)
4.2
▲ 2.44% as of 2026-09-01
Median home sale price ($)
393,300
▼ 4.89% as of 2026-07-01
Case-Shiller home price index
336.741
▼ 0.15% as of 2026-08-01

Averages are a starting point. Your quote depends on credit, down payment and the loan type.

Compare first-time buyer loan options with a lender (Affiliate link. We may earn a commission.)

Best pick: home buying document organizers on Amazon (Affiliate link. We may earn a commission.)

Related

Mortgage rates todayPayment table and 12-month rangeDown payment calculatorPayment with tax, insurance and PMIAll calculatorsAffordability, closing costs, rent vs buy, extra paymentsMonthly recapsRates and prices each month

Related guides

How to Compare Mortgage Rates (and Actually Save Money)Why the advertised rate is only part of the story, how to read a Loan Estimate, and a…Should You Buy Mortgage Points? How to Calculate Your Break-EvenWhat discount points are, how to work out whether paying them saves money, and when…15-Year vs. 30-Year Mortgage: Which Term Fits Your Budget?Compare monthly payments and total interest on 15- and 30-year mortgages at this…

Common questions

Where do these rates come from?

Mortgage rates are Freddie Mac's weekly Primary Mortgage Market Survey averages. Economic series come from FRED at the Federal Reserve Bank of St. Louis.

How often is this page updated?

Mortgage rates update weekly, every Thursday when Freddie Mac publishes them. Other economic data (FRED series) updates when its source releases new numbers. We check for new data every morning.

Updated . Official sources: Freddie Mac PMMS, FRED, Federal Reserve Bank of St. Louis.

Free weekly email

Mortgage rates, home prices and saving tips, every week.

One short email with this week's rate move, local price trends and a plan to grow your down payment. Unsubscribe anytime.

Free. Sent by Kit. Unsubscribe anytime. Privacy