Cheapest and most expensive ZIP codes in Florida
Typical home values for 924 Florida ZIP codes with Zillow data (2026-09). Click a ZIP for its price trend and market stats.
10 most affordable ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 33854 | Lake Wales | Polk County | $88,117 | +2.7% |
| 32332 | Gretna | Gadsden County | $99,079 | +6.4% |
| 32209 | Jacksonville | Duval County | $104,814 | -4.1% |
| 32324 | Chattahoochee | Gadsden County | $115,298 | +2.6% |
| 32254 | Jacksonville | Duval County | $124,839 | -5.1% |
| 32426 | Campbellton | Jackson County | $125,561 | +3.1% |
| 34661 | Nobleton | Hernando County | $125,972 | -7.8% |
| 32206 | Jacksonville | Duval County | $129,219 | -1.6% |
| 32445 | Malone | Jackson County | $131,649 | +2.8% |
| 33417 | Century Village | Palm Beach County | $135,142 | -3.6% |
10 most expensive ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 33109 | Miami Beach | Miami-Dade County | $6,993,067 | +5.2% |
| 33921 | Boca Grande | Lee County | $2,250,782 | -2.7% |
| 33146 | Coral Gables | Miami-Dade County | $1,970,864 | +7.2% |
| 34216 | Anna Maria | Manatee County | $1,918,808 | +2.6% |
| 33149 | Key Biscayne | Miami-Dade County | $1,722,332 | +4.9% |
| 33480 | Palm Beach | Palm Beach County | $1,536,721 | +3.6% |
| 33156 | Pinecrest | Miami-Dade County | $1,534,791 | +2.8% |
| 33122 | Miami | Miami-Dade County | $1,518,189 | +0.7% |
| 32461 | Inlet Beach | Walton County | $1,430,306 | +3.1% |
| 33133 | Miami | Miami-Dade County | $1,383,025 | +6.4% |
What these numbers mean for Florida buyers
The most expensive Florida ZIP code in this list has a typical home value 79.4 times the cheapest. The middle ZIP code is at $344,436. 541 of 924 ZIP codes are below the statewide typical value of $375,361.
Over the last six months, typical values rose in 385 of 924 ZIP codes and fell or held steady in 539.
Down payment at different price points
At the cheapest ZIP's typical value, a 3.5% down payment is $3,084 and 20% is $17,623. At the middle ZIP's value, the same down payments are $12,055 and $68,887. Add roughly 2% to 5% for closing costs.
Before you choose a ZIP code, compare Florida property and transfer taxes and check Florida first-time buyer programs, which can lower the cash you need.
Source: Zillow Home Value Index (ZHVI), mid-tier, by ZIP. ZIPs without their own Zillow series are excluded. 6-month change = last six monthly readings.
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