Cheapest and most expensive ZIP codes in Hawaii
Typical home values for 78 Hawaii ZIP codes with Zillow data (2026-09). Click a ZIP for its price trend and market stats.
10 most affordable ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 96778 | Pahoa | Hawaii County | $287,617 | -0.7% |
| 96777 | Pahala | Hawaii County | $291,740 | +3.1% |
| 96770 | Maunaloa | Maui County | $294,793 | -4.4% |
| 96771 | Mountain View | Hawaii County | $322,734 | +1.6% |
| 96760 | Kurtistown | Hawaii County | $365,094 | +2.0% |
| 96785 | Volcano | Hawaii County | $372,130 | +0.5% |
| 96748 | Kaunakakai | Maui County | $380,886 | -3.4% |
| 96772 | Naalehu | Hawaii County | $402,068 | -0.0% |
| 96757 | Kaunakakai | Maui County | $416,194 | -2.4% |
| 96729 | Hoolehua | Maui County | $448,146 | -2.3% |
10 most expensive ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 96714 | Hanalei | Kauai County | $2,305,796 | +1.1% |
| 96754 | Kilauea | Kauai County | $2,193,132 | +2.9% |
| 96821 | Honolulu | Honolulu County | $1,833,738 | +2.9% |
| 96712 | Haleiwa | Honolulu County | $1,692,137 | +4.4% |
| 96734 | Kailua | Honolulu County | $1,527,382 | +1.8% |
| 96722 | Princeville | Kauai County | $1,491,838 | -0.3% |
| 96790 | Kula | Maui County | $1,323,038 | +0.4% |
| 96779 | Paia | Maui County | $1,306,407 | -0.7% |
| 96816 | Honolulu | Honolulu County | $1,293,472 | +2.2% |
| 96708 | Haiku | Maui County | $1,287,967 | -1.1% |
What these numbers mean for Hawaii buyers
The most expensive Hawaii ZIP code in this list has a typical home value 8.0 times the cheapest. The middle ZIP code is at $842,712. 37 of 78 ZIP codes are below the statewide typical value of $832,932.
Over the last six months, typical values rose in 49 of 78 ZIP codes and fell or held steady in 29.
Down payment at different price points
At the cheapest ZIP's typical value, a 3.5% down payment is $10,067 and 20% is $57,523. At the middle ZIP's value, the same down payments are $29,495 and $168,542. Add roughly 2% to 5% for closing costs.
Before you choose a ZIP code, compare Hawaii property and transfer taxes and check Hawaii first-time buyer programs, which can lower the cash you need.
Source: Zillow Home Value Index (ZHVI), mid-tier, by ZIP. ZIPs without their own Zillow series are excluded. 6-month change = last six monthly readings.
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