Cheapest and most expensive ZIP codes in Massachusetts
Typical home values for 484 Massachusetts ZIP codes with Zillow data (2026-09). Click a ZIP for its price trend and market stats.
10 most affordable ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 01103 | Springfield | Hampden County | $132,920 | -7.3% |
| 01346 | Heath | Franklin County | $158,733 | +0.8% |
| 01608 | Worcester | Worcester County | $184,994 | -1.0% |
| 01022 | Chicopee | Hampden County | $237,180 | +0.7% |
| 01247 | North Adams | Berkshire County | $262,544 | +1.0% |
| 01105 | Springfield | Hampden County | $262,716 | +3.5% |
| 01220 | Adams | Berkshire County | $271,674 | +0.8% |
| 01109 | Springfield | Hampden County | $279,488 | +1.1% |
| 01104 | Springfield | Hampden County | $289,243 | +1.5% |
| 01151 | Springfield | Hampden County | $291,461 | +1.4% |
10 most expensive ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 02199 | Boston | Suffolk County | $3,281,260 | -3.7% |
| 02554 | Nantucket | Nantucket County | $3,185,186 | +3.7% |
| 02493 | Weston | Middlesex County | $2,233,515 | +0.7% |
| 02535 | Chilmark | Dukes County | $2,211,576 | +1.2% |
| 02481 | Wellesley | Norfolk County | $2,187,412 | +0.7% |
| 02468 | Newton | Middlesex County | $2,097,651 | +0.4% |
| 02650 | Chatham | Barnstable County | $2,045,503 | +4.5% |
| 02539 | Edgartown | Dukes County | $1,880,582 | +1.2% |
| 02482 | Wellesley | Norfolk County | $1,813,470 | +1.2% |
| 02459 | Newton | Middlesex County | $1,791,267 | -0.9% |
What these numbers mean for Massachusetts buyers
The most expensive Massachusetts ZIP code in this list has a typical home value 24.7 times the cheapest. The middle ZIP code is at $609,721. 274 of 484 ZIP codes are below the statewide typical value of $655,219.
Over the last six months, typical values rose in 389 of 484 ZIP codes and fell or held steady in 95.
Down payment at different price points
At the cheapest ZIP's typical value, a 3.5% down payment is $4,652 and 20% is $26,584. At the middle ZIP's value, the same down payments are $21,340 and $121,944. Add roughly 2% to 5% for closing costs.
Before you choose a ZIP code, compare Massachusetts property and transfer taxes and check Massachusetts first-time buyer programs, which can lower the cash you need.
Source: Zillow Home Value Index (ZHVI), mid-tier, by ZIP. ZIPs without their own Zillow series are excluded. 6-month change = last six monthly readings.
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