Cheapest and most expensive ZIP codes in New Jersey
Typical home values for 547 New Jersey ZIP codes with Zillow data (2026-09). Click a ZIP for its price trend and market stats.
10 most affordable ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 08103 | Camden | Camden County | $131,951 | -1.8% |
| 08104 | Camden | Camden County | $131,989 | -1.5% |
| 08102 | Camden | Camden County | $132,395 | -5.2% |
| 08321 | Fortescue | Cumberland County | $168,920 | +2.9% |
| 08105 | Camden | Camden County | $175,634 | -0.1% |
| 08349 | Port Norris | Cumberland County | $192,193 | -3.7% |
| 08611 | Trenton | Mercer County | $194,218 | -2.2% |
| 08609 | Trenton | Mercer County | $207,453 | -4.4% |
| 08401 | Atlantic City | Atlantic County | $219,284 | +1.1% |
| 08327 | Leesburg | Cumberland County | $233,095 | -1.1% |
10 most expensive ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 07723 | Deal | Monmouth County | $4,522,359 | +6.7% |
| 07620 | Alpine | Bergen County | $3,198,604 | +5.3% |
| 08202 | Avalon | Cape May County | $2,833,672 | +5.2% |
| 08750 | Sea Girt | Monmouth County | $2,606,095 | +9.2% |
| 08247 | Stone Harbor | Cape May County | $2,591,421 | +5.7% |
| 07711 | Allenhurst | Monmouth County | $2,509,836 | +6.4% |
| 07078 | Short Hills | Essex County | $2,379,910 | +4.6% |
| 08738 | Mantoloking | Ocean County | $2,229,616 | +5.3% |
| 07976 | New Vernon | Morris County | $2,117,912 | +6.3% |
| 08008 | Long Beach Township | Ocean County | $1,970,502 | +6.1% |
What these numbers mean for New Jersey buyers
The most expensive New Jersey ZIP code in this list has a typical home value 34.3 times the cheapest. The middle ZIP code is at $575,161. 273 of 547 ZIP codes are below the statewide typical value of $575,123.
Over the last six months, typical values rose in 468 of 547 ZIP codes and fell or held steady in 79.
Down payment at different price points
At the cheapest ZIP's typical value, a 3.5% down payment is $4,618 and 20% is $26,390. At the middle ZIP's value, the same down payments are $20,131 and $115,032. Add roughly 2% to 5% for closing costs.
Before you choose a ZIP code, compare New Jersey property and transfer taxes and check New Jersey first-time buyer programs, which can lower the cash you need.
Source: Zillow Home Value Index (ZHVI), mid-tier, by ZIP. ZIPs without their own Zillow series are excluded. 6-month change = last six monthly readings.
Mortgage rates, home prices and saving tips, every week.
One short email with this week's rate move, local price trends and a plan to grow your down payment. Unsubscribe anytime.