Cheapest and most expensive ZIP codes in Indiana
Typical home values for 698 Indiana ZIP codes with Zillow data (2026-09). Click a ZIP for its price trend and market stats.
10 most affordable ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 46407 | Gary | Lake County | $57,429 | +1.1% |
| 46402 | Gary | Lake County | $61,313 | -2.5% |
| 47807 | Terre Haute | Vigo County | $69,985 | +0.5% |
| 47855 | Hymera | Sullivan County | $71,093 | -2.3% |
| 46379 | Lake Village | Newton County | $73,781 | -12.0% |
| 47382 | Saratoga | Randolph County | $74,123 | +1.3% |
| 46409 | Gary | Lake County | $74,450 | -4.5% |
| 47966 | Newport | Vermillion County | $76,571 | -2.9% |
| 46406 | Gary | Lake County | $77,283 | +4.9% |
| 47884 | Universal | Vermillion County | $80,676 | +2.1% |
10 most expensive ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 46077 | Zionsville | Boone County | $696,422 | +2.6% |
| 46301 | Porter County | $690,982 | +1.8% | |
| 46033 | Carmel | Hamilton County | $590,390 | +2.3% |
| 46032 | Carmel | Hamilton County | $586,980 | +2.5% |
| 46074 | Westfield | Hamilton County | $507,902 | +1.4% |
| 46040 | Fishers | Hamilton County | $504,641 | +0.7% |
| 46037 | Fishers | Hamilton County | $474,900 | +0.9% |
| 46788 | Spencerville | Allen County | $466,431 | +3.5% |
| 46814 | Fort Wayne | Allen County | $461,800 | +1.8% |
| 46373 | Saint John | Lake County | $458,425 | +1.3% |
What these numbers mean for Indiana buyers
The most expensive Indiana ZIP code in this list has a typical home value 12.1 times the cheapest. The middle ZIP code is at $233,780. 448 of 698 ZIP codes are below the statewide typical value of $257,165.
Over the last six months, typical values rose in 536 of 698 ZIP codes and fell or held steady in 162.
Down payment at different price points
At the cheapest ZIP's typical value, a 3.5% down payment is $2,010 and 20% is $11,486. At the middle ZIP's value, the same down payments are $8,182 and $46,756. Add roughly 2% to 5% for closing costs.
Before you choose a ZIP code, compare Indiana property and transfer taxes and check Indiana first-time buyer programs, which can lower the cash you need.
Source: Zillow Home Value Index (ZHVI), mid-tier, by ZIP. ZIPs without their own Zillow series are excluded. 6-month change = last six monthly readings.
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