Cheapest and most expensive ZIP codes in Montana
Typical home values for 231 Montana ZIP codes with Zillow data (2026-09). Click a ZIP for its price trend and market stats.
10 most affordable ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 59326 | Fallon | Prairie County | $121,964 | -5.1% |
| 59349 | Terry | Prairie County | $127,195 | -0.7% |
| 59247 | Medicine Lake | Sheridan County | $128,242 | +4.8% |
| 59417 | Browning | Glacier County | $131,544 | +1.1% |
| 59324 | Ekalaka | Carter County | $135,110 | -7.2% |
| 59201 | Wolf Point | McCone County | $145,496 | +2.5% |
| 59261 | Saco | Phillips County | $145,941 | +3.2% |
| 59263 | Scobey | Daniels County | $155,848 | +5.0% |
| 59526 | Harlem | Blaine County | $160,113 | +3.5% |
| 59427 | Cut Bank | Glacier County | $161,316 | -1.2% |
10 most expensive ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 59716 | Big Sky | Gallatin County | $1,918,284 | +1.8% |
| 59730 | Gallatin Gateway | Gallatin County | $1,397,109 | +1.9% |
| 59931 | Rollins | Lake County | $1,137,954 | +0.7% |
| 59065 | Pray | Park County | $1,060,220 | +0.8% |
| 59910 | Big Arm | Lake County | $892,517 | +1.7% |
| 59937 | Whitefish | Flathead County | $876,645 | +1.3% |
| 59715 | Bozeman | Gallatin County | $874,382 | +0.5% |
| 59914 | Big Arm | Lake County | $857,406 | -1.8% |
| 59922 | Lakeside | Flathead County | $846,055 | +0.6% |
| 59936 | West Glacier | Flathead County | $816,623 | +1.9% |
What these numbers mean for Montana buyers
The most expensive Montana ZIP code in this list has a typical home value 15.7 times the cheapest. The middle ZIP code is at $420,954. 132 of 231 ZIP codes are below the statewide typical value of $467,275.
Over the last six months, typical values rose in 164 of 231 ZIP codes and fell or held steady in 67.
Down payment at different price points
At the cheapest ZIP's typical value, a 3.5% down payment is $4,269 and 20% is $24,393. At the middle ZIP's value, the same down payments are $14,733 and $84,191. Add roughly 2% to 5% for closing costs.
Before you choose a ZIP code, compare Montana property and transfer taxes and check Montana first-time buyer programs, which can lower the cash you need.
Source: Zillow Home Value Index (ZHVI), mid-tier, by ZIP. ZIPs without their own Zillow series are excluded. 6-month change = last six monthly readings.
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