First-time homebuyer programs in Montana
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Programs from Montana Board of Housing, summarized only from its official pages. Amounts and rules change, so confirm with the agency or a participating lender before you count on them.
For first-time buyers in Montana looking for down payment assistance from the state.
Also compare federal first-time buyer loans with a lender:
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MBOH Plus 0% Deferred Down Payment Assistance
What it offers: Helps reduce up-front cash; some buyers may borrow the entire minimum down payment plus all or part of closing costs.
Key eligibility: Must first be eligible for a Montana Board of Housing Regular Bond Program loan; apply through a participating lender.
Official program page → Last verified October 17, 2026
Sources: the state HFA pages linked above; agency directory from NCSHA. We do not list amounts that aren't on an official page. Not affiliated with any agency.
Related
Common questions
Who runs first-time homebuyer programs in Montana?
Montana Board of Housing, the state housing finance agency. Its programs, income limits and lenders are on its official website.
Do I have to be a first-time buyer?
Rules differ by program. Many use the federal definition of a first-time buyer, someone who has not owned a home in the past three years, and some programs are open to repeat buyers. Check the agency's current rules.
Updated . Official sources: NCSHA state HFA directory.
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