Cheapest and most expensive ZIP codes in Michigan
Typical home values for 891 Michigan ZIP codes with Zillow data (2026-09). Click a ZIP for its price trend and market stats.
10 most affordable ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 48505 | Flint | Genesee County | $29,189 | -1.9% |
| 48607 | Saginaw | Saginaw County | $38,655 | +1.4% |
| 48213 | Detroit | Wayne County | $43,447 | -1.4% |
| 48504 | Mt Morris | Genesee County | $46,173 | -1.0% |
| 48205 | Detroit | Wayne County | $50,037 | -4.6% |
| 48234 | Detroit | Wayne County | $52,022 | -1.9% |
| 48238 | Detroit | Wayne County | $54,502 | +3.2% |
| 48217 | Detroit | Wayne County | $55,466 | -3.8% |
| 48204 | Detroit | Wayne County | $56,559 | +1.1% |
| 48211 | Detroit | Wayne County | $56,890 | -4.6% |
10 most expensive ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 49654 | Maple City | Leelanau County | $1,333,802 | +3.5% |
| 49434 | Macatawa | Ottawa County | $1,238,169 | +7.4% |
| 49674 | Northport | Leelanau County | $1,075,589 | -0.2% |
| 49796 | Walloon Lake | Charlevoix County | $1,024,991 | +1.0% |
| 49116 | Lakeside | Berrien County | $981,658 | +4.2% |
| 49115 | Harbert | Berrien County | $878,642 | +7.4% |
| 49653 | Lake Leelanau | Leelanau County | $853,569 | +0.9% |
| 49648 | Kewadin | Antrim County | $843,727 | +2.8% |
| 49670 | Northport | Leelanau County | $817,350 | +1.6% |
| 49129 | Union Pier | Berrien County | $802,702 | +2.5% |
What these numbers mean for Michigan buyers
The most expensive Michigan ZIP code in this list has a typical home value 45.7 times the cheapest. The middle ZIP code is at $241,156. 526 of 891 ZIP codes are below the statewide typical value of $263,760.
Over the last six months, typical values rose in 645 of 891 ZIP codes and fell or held steady in 246.
Down payment at different price points
At the cheapest ZIP's typical value, a 3.5% down payment is $1,022 and 20% is $5,838. At the middle ZIP's value, the same down payments are $8,440 and $48,231. Add roughly 2% to 5% for closing costs.
Before you choose a ZIP code, compare Michigan property and transfer taxes and check Michigan first-time buyer programs, which can lower the cash you need.
Source: Zillow Home Value Index (ZHVI), mid-tier, by ZIP. ZIPs without their own Zillow series are excluded. 6-month change = last six monthly readings.
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