Cheapest and most expensive ZIP codes in Iowa
Typical home values for 824 Iowa ZIP codes with Zillow data (2026-09). Click a ZIP for its price trend and market stats.
10 most affordable ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 50581 | Rolfe | Pocahontas County | $70,615 | -11.1% |
| 52574 | Mystic | Appanoose County | $73,503 | -6.1% |
| 50554 | Laurens | Pocahontas County | $75,798 | -12.8% |
| 50470 | Rowan | Wright County | $75,969 | +4.3% |
| 52632 | Keokuk | Lee County | $83,148 | -3.0% |
| 50652 | Lincoln | Tama County | $87,537 | -4.1% |
| 50432 | Crystal Lake | Hancock County | $88,995 | -2.0% |
| 52549 | Cincinnati | Appanoose County | $90,093 | -7.3% |
| 51545 | Little Sioux | Harrison County | $92,096 | -0.3% |
| 50703 | Waterloo | Black Hawk County | $93,355 | -1.7% |
10 most expensive ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 50061 | Cumming | Warren County | $605,442 | -0.2% |
| 50216 | Panora | Guthrie County | $498,595 | -1.4% |
| 50229 | Prole | Warren County | $492,554 | +0.8% |
| 51542 | Honey Creek | Pottawattamie County | $473,638 | +2.3% |
| 52338 | Swisher | Johnson County | $468,550 | +1.2% |
| 52411 | Cedar Rapids | Linn County | $465,026 | +2.4% |
| 52354 | Watkins | Benton County | $459,555 | +7.9% |
| 50323 | Urbandale | Polk County | $457,873 | -0.7% |
| 51331 | Arnolds Park | Dickinson County | $456,339 | -1.8% |
| 52333 | Solon | Johnson County | $450,330 | +0.7% |
What these numbers mean for Iowa buyers
The most expensive Iowa ZIP code in this list has a typical home value 8.6 times the cheapest. The middle ZIP code is at $207,233. 516 of 824 ZIP codes are below the statewide typical value of $236,623.
Over the last six months, typical values rose in 615 of 824 ZIP codes and fell or held steady in 209.
Down payment at different price points
At the cheapest ZIP's typical value, a 3.5% down payment is $2,472 and 20% is $14,123. At the middle ZIP's value, the same down payments are $7,253 and $41,447. Add roughly 2% to 5% for closing costs.
Before you choose a ZIP code, compare Iowa property and transfer taxes and check Iowa first-time buyer programs, which can lower the cash you need.
Source: Zillow Home Value Index (ZHVI), mid-tier, by ZIP. ZIPs without their own Zillow series are excluded. 6-month change = last six monthly readings.
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