Cheapest and most expensive ZIP codes in California
Typical home values for 1543 California ZIP codes with Zillow data (2026-09). Click a ZIP for its price trend and market stats.
10 most affordable ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 93562 | Trona | San Bernardino County | $64,580 | -4.2% |
| 96058 | Macdoel | Siskiyou County | $121,708 | +2.5% |
| 96113 | Herlong | Lassen County | $122,662 | +3.5% |
| 96023 | Dorris | Siskiyou County | $138,018 | +0.6% |
| 96041 | Hayfork | Trinity County | $146,479 | -5.5% |
| 95978 | Magalia | Butte County | $151,571 | +9.4% |
| 92347 | Hinkley | San Bernardino County | $152,780 | -0.6% |
| 96075 | Red Bluff | Tehama County | $153,356 | +1.0% |
| 96134 | Tulelake | Modoc County | $157,044 | +3.5% |
| 96039 | Happy Camp | Siskiyou County | $162,982 | +1.3% |
10 most expensive ZIP codes
| ZIP | City | County | Typical value | 6-mo change |
|---|---|---|---|---|
| 94027 | Atherton | San Mateo County | $8,728,582 | +8.9% |
| 92657 | Newport Beach | Orange County | $5,547,446 | +0.9% |
| 90210 | Beverly Hills | Los Angeles County | $5,308,262 | +3.0% |
| 93108 | Montecito | Santa Barbara County | $5,168,107 | +5.1% |
| 94022 | Los Altos | Santa Clara County | $5,059,470 | +2.8% |
| 90402 | Santa Monica | Los Angeles County | $4,852,570 | +4.4% |
| 92067 | Rancho Santa Fe | San Diego County | $4,791,113 | +2.8% |
| 92661 | Newport Beach | Orange County | $4,704,738 | +7.2% |
| 92662 | Newport Beach | Orange County | $4,647,099 | +6.3% |
| 94024 | Los Altos | Santa Clara County | $4,604,457 | +3.0% |
What these numbers mean for California buyers
The most expensive California ZIP code in this list has a typical home value 135.2 times the cheapest. The middle ZIP code is at $692,765. 851 of 1543 ZIP codes are below the statewide typical value of $761,538.
Over the last six months, typical values rose in 785 of 1543 ZIP codes and fell or held steady in 758.
Down payment at different price points
At the cheapest ZIP's typical value, a 3.5% down payment is $2,260 and 20% is $12,916. At the middle ZIP's value, the same down payments are $24,247 and $138,553. Add roughly 2% to 5% for closing costs.
Before you choose a ZIP code, compare California property and transfer taxes and check California first-time buyer programs, which can lower the cash you need.
Source: Zillow Home Value Index (ZHVI), mid-tier, by ZIP. ZIPs without their own Zillow series are excluded. 6-month change = last six monthly readings.
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