September 2026 rates & prices recap
The full month: mortgage rates, home values by state, metals, crypto, top stocks and the economy, from our daily data.
Rates and the economy
30-year fixed mortgage
7.03%
Up 0.37 pts from 6.66% (2026-08-27). Month average 6.86% over 4 weekly readings.15-year fixed mortgage
6.42%
Up 0.44 pts from 5.98% (2026-08-27). Month average 6.20% over 4 weekly readings.Fed funds rate
3.75%
Prior month 3.63%Unemployment rate
4.2%
Prior month 4.1%Inflation (CPI, year over year)
3.7%
Home values by state
34 of 51 states saw typical home values rise in September 2026 (Zillow ZHVI).
Biggest gains
| Illinois | $295,943 | ▲ 0.50% |
| Idaho | $476,754 | ▲ 0.46% |
| New York | $524,942 | ▲ 0.39% |
| Connecticut | $447,319 | ▲ 0.38% |
| Rhode Island | $508,507 | ▲ 0.38% |
Biggest drops
| Vermont | $391,900 | ▼ 0.35% |
| Mississippi | $194,531 | ▼ 0.26% |
| West Virginia | $176,576 | ▼ 0.14% |
| North Carolina | $332,159 | ▼ 0.13% |
| Maryland | $424,890 | ▼ 0.13% |
Precious metals
Gold
$4,319.00
▼ 2.09%monthly average vs prior month (World Bank)
Silver
$64.60
▼ 1.22%monthly average vs prior month (World Bank)
Platinum
$1,784.00
▲ 0.22%monthly average vs prior month (World Bank)
Crypto (largest non-stablecoins)
| Coin | Price | Month change |
|---|---|---|
| Bitcoin BTC | $83,640.10 | ▲ 7.70% |
| Ethereum ETH | $2,677.38 | ▲ 10.81% |
| BNB BNB | $758.45 | ▲ 10.81% |
| XRP XRP | $1.49 | ▲ 9.74% |
| Solana SOL | $119.09 | ▲ 17.12% |
| TRON TRX | $0.33 | ▼ 0.48% |
Top NYSE stocks
| Symbol | Close | Month change |
|---|---|---|
| TSM | $456.19 | ▲ 9.84% |
| XOM | $162.75 | ▲ 1.12% |
| LLY | $1,157.08 | ▲ 0.03% |
| JNJ | $264.74 | ▼ 0.42% |
| WMT | $103.92 | ▼ 0.91% |
| BRK.B | $497.95 | ▼ 1.21% |
| V | $359.33 | ▼ 5.28% |
| MA | $551.47 | ▼ 6.42% |
| JPM | $330.83 | ▼ 7.08% |
| ORCL | $137.30 | ▼ 7.93% |
Sources: Freddie Mac PMMS, BLS CPI and unemployment, and the Fed funds rate via FRED (St. Louis Fed); Zillow Research ZHVI; World Bank Pink Sheet monthly averages and gold-api.com daily spot; CoinGecko; Alpha Vantage end-of-day closes. Changes compare the last reading of the month with the last reading of the prior month unless noted. Educational only.
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