Buying a home in Vermont
Property taxes, transfer taxes, home values and first-time buyer help in Vermont.
For home buyers in Vermont: the taxes and typical costs of buying, with official sources.
How we estimated
Principal residence: 0.5% on the first $200,000, then 1.25% + 0.22% clean water surcharge (1.47%) above that (32 V.S.A. §9602). The buyer is liable. Sources: VT Dept. of Taxes: Property Transfer Tax. Checked 2026-10-15.At Vermont's effective rate of 1.59%, a typical $391,900 home would owe about $6,231/year ($519/month) in property taxes. Actual bills depend on your county, city and exemptions. Run your numbers.
Vermont Housing Finance Agency
Your state housing finance agency offers down payment assistance and low-rate mortgages for eligible buyers. Visit Vermont Housing Finance Agency →
Next steps
Sources: U.S. Census Bureau ACS 2020–2024 5-year (B25103, B25077); Zillow Home Value Index; TallyClose closing-cost dataset (CC BY 4.0), which cites each state statute; NCSHA HFA directory. Last updated 2026-11-01.
Common questions
What is the property tax rate in Vermont?
The effective property tax rate in Vermont is 1.59%: the median tax of $5,039 divided by the median home value of $316,600 (U.S. Census Bureau ACS 2020–2024).
What is a typical home value in Vermont?
$391,900 in September 2026, according to the Zillow Home Value Index.
Who offers first-time homebuyer help in Vermont?
Vermont Housing Finance Agency, the state housing finance agency, offers down payment assistance and lower-rate loans for eligible buyers.
Updated . Official sources: U.S. Census Bureau ACS, Zillow Research ZHVI.
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