Buying a home in New Hampshire
Property taxes, transfer taxes, home values and first-time buyer help in New Hampshire.
For home buyers in New Hampshire: the taxes and typical costs of buying, with official sources.
How we estimated
$0.75 per $100 (0.75%) of the price, charged to both the buyer and the seller, so 1.5% in total (N.H. RSA 78-B:1 and 78-B:4, III). Minimum $20 per party on sales of $4,000 or less. Sources: N.H. RSA 78-B:1 · N.H. RSA 78-B:4 · NH Dept. of Revenue: Real Estate Transfer Tax. Checked 2026-10-16.At New Hampshire's effective rate of 1.66%, a typical $510,937 home would owe about $8,482/year ($707/month) in property taxes. Actual bills depend on your county, city and exemptions. Run your numbers.
New Hampshire Housing
Your state housing finance agency offers down payment assistance and low-rate mortgages for eligible buyers. Visit New Hampshire Housing →
Next steps
Sources: U.S. Census Bureau ACS 2020–2024 5-year (B25103, B25077); Zillow Home Value Index; TallyClose closing-cost dataset (CC BY 4.0), which cites each state statute; NCSHA HFA directory. Last updated 2026-11-01.
Common questions
What is the property tax rate in New Hampshire?
The effective property tax rate in New Hampshire is 1.66%: the median tax of $6,667 divided by the median home value of $402,500 (U.S. Census Bureau ACS 2020–2024).
What is a typical home value in New Hampshire?
$510,937 in September 2026, according to the Zillow Home Value Index.
Who offers first-time homebuyer help in New Hampshire?
New Hampshire Housing, the state housing finance agency, offers down payment assistance and lower-rate loans for eligible buyers.
Updated . Official sources: U.S. Census Bureau ACS, Zillow Research ZHVI.
Mortgage rates, home prices and saving tips, every week.
One short email with this week's rate move, local price trends and a plan to grow your down payment. Unsubscribe anytime.