Buying a home in Nebraska

Property taxes, transfer taxes, home values and first-time buyer help in Nebraska.

For home buyers in Nebraska: the taxes and typical costs of buying, with official sources.

Effective property tax rate

1.49%

Median tax $3,549 ÷ median value $238,600 (ACS 2020–2024)

Typical home value

$278,299

Zillow ZHVI, 2026-09

State transfer tax

0.232%

Usually paid by: seller. Neb. Rev. Stat. § 76-901 (transfer tax, rate eff. 2025-09-03); § 33-109 (recording fee). Official source. Local taxes may add more.

Estimated buyer closing costs Estimate

$2,400–$4,200

On a $278,299 home: typical lender fees + title insurance + deed recording (TallyClose) + the buyer’s share of transfer/recording taxes. Excludes prepaids, escrow and local taxes.

At Nebraska's effective rate of 1.49%, a typical $278,299 home would owe about $4,147/year ($346/month) in property taxes. Actual bills depend on your county, city and exemptions. Run your numbers.

First-time homebuyer programs

Nebraska Investment Finance Authority

Your state housing finance agency offers down payment assistance and low-rate mortgages for eligible buyers. Visit Nebraska Investment Finance Authority →

Next steps

Cheapest & priciest ZIPs in NebraskaZIP codes ranked by typical home value Nebraska first-time buyer programsDown payment assistance from the state HFA Payment on a typical Nebraska home$278,299 home at your state's tax rate Mortgage rates today30-year fixed at 7.24%

Sources: U.S. Census Bureau ACS 2020–2024 5-year (B25103, B25077); Zillow Home Value Index; TallyClose closing-cost dataset (CC BY 4.0), which cites each state statute; NCSHA HFA directory. Last updated 2026-11-01.

Common questions

What is the property tax rate in Nebraska?

The effective property tax rate in Nebraska is 1.49%: the median tax of $3,549 divided by the median home value of $238,600 (U.S. Census Bureau ACS 2020–2024).

What is a typical home value in Nebraska?

$278,299 in September 2026, according to the Zillow Home Value Index.

Does Nebraska have a real estate transfer tax?

Yes. The state transfer tax is 0.232% of the price, usually paid by the seller.

Who offers first-time homebuyer help in Nebraska?

Nebraska Investment Finance Authority, the state housing finance agency, offers down payment assistance and lower-rate loans for eligible buyers.

Updated November 3, 2026. Official sources: U.S. Census Bureau ACS, Zillow Research ZHVI.

Buying a home in Nebraska

Nebraska Investment Finance Authority

Next steps

Common questions

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