First-time homebuyer programs in Oregon
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Programs from Oregon Housing and Community Services, summarized only from its official pages. Amounts and rules change, so confirm with the agency or a participating lender before you count on them.
For first-time buyers in Oregon looking for down payment assistance from the state.
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OHCS Down Payment Assistance (via local organizations)
What it offers: Down payment and closing cost help of up to $60,000 or 20% of the purchase price, whichever is less, depending on the program; sometimes a grant or forgivable second lien.
Key eligibility: First-time and/or first-generation buyers at or below 100% of area median income; homebuyer education and housing counselor meeting required.
Official program page → Last verified October 17, 2026
Oregon Housing and Community Services
Sources: the state HFA pages linked above; agency directory from NCSHA. We do not list amounts that aren't on an official page. Not affiliated with any agency.
Related
Common questions
Who runs first-time homebuyer programs in Oregon?
Oregon Housing and Community Services, the state housing finance agency. Its programs, income limits and lenders are on its official website.
Do I have to be a first-time buyer?
Rules differ by program. Many use the federal definition of a first-time buyer, someone who has not owned a home in the past three years, and some programs are open to repeat buyers. Check the agency's current rules.
Updated . Official sources: NCSHA state HFA directory.
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